The short answer
There is no single best filling, and any practice that tells you otherwise is selling something. The right material depends on four things: how large the defect is, which tooth it is in, how hard you load that tooth when you chew or grind, and how visible it is. For most cavities in Germany today the answer is a direct tooth-coloured composite filling (Komposit) — and since amalgam was banned across the EU in 2025, that is also what statutory health insurance covers as standard care, in back teeth just as in front teeth, with nothing for you to pay. Ceramic inlays and gold inlays are more hard-wearing and are worth considering for large defects in heavily loaded molars, but they are private services and cost you the difference. Once too little tooth is left, no filling is the right answer any more and a partial crown or crown protects better.
Start with the tooth, not the material
Patients usually arrive having researched materials. Dentists start somewhere else — with the hole.
How much tooth is missing? A small cavity on one surface and a defect that has swallowed half a chewing surface are not the same problem. Direct materials are shaped inside a tooth that still supports them. Once the walls are thin or a cusp has gone, the restoration has to hold the tooth together rather than merely fill it, and that is a job for something made outside the mouth and bonded in.
Which tooth is it? A molar carries the highest chewing forces in your mouth. An upper front tooth carries almost none, but everyone can see it. Different priorities, different answers.
How hard do you load it? People who grind or clench (Bruxismus) break restorations that would last decades in someone else. This is the factor most often left out of the conversation, and it changes the recommendation more than the brand of composite ever will.
How deep does it go, and where is the margin? A cavity whose edge sits below the gum line is difficult to keep dry, and adhesive materials need dryness. Sometimes the honest answer is that the margin has to be lifted or the design changed before any material is chosen.
Only after those four questions does the material list become useful.
The options side by side
| Option | Suits | How it is made | Wear resistance | Appearance | Cost to you in the GKV |
|---|---|---|---|---|---|
| Composite (direct white filling) | Small to medium defects, front and back teeth | Layered and light-cured directly in the tooth, one appointment | Good for normal chewing loads | Tooth-coloured; picks up stain over the years | Standard care — covered, no co-payment |
| Glass ionomer / compomer | Baby teeth, root surfaces near the gum, high-caries situations, long-term temporaries | Placed directly, sets chemically | Lower under chewing load | Tooth-coloured but more opaque | Covered in the situations where it is the appropriate choice |
| Ceramic inlay / onlay | Large defects in back teeth, missing cusps, patients who want maximum colour stability | Scanned or impressed, made in the dental laboratory, bonded in; two appointments | Very good | Very good and colour-stable | Private service — the fund pays its share of a standard filling, you pay the difference |
| Gold inlay | Large defects in back teeth, heavy grinders, gum-friendly margins | Cast in the laboratory, cemented in; two appointments | Very good, and kind to the opposing teeth | Visibly metallic | Private service, same principle |
| Amalgam | No longer used in the EU since 2025, apart from narrow medical exceptions | — | — | — | Not applicable |
| Partial crown / crown | Too little tooth left to fill, fractured cusp, root-treated back tooth | Laboratory-made, covers and protects the tooth | Very good | Ceramic versions look natural | Fixed subsidy (Festzuschuss) rules for dentures apply — a different system |
How long each of these tends to serve is a subject in its own right, with more honest caveats than a table can hold: How long does a dental filling last? (EN).
What the statutory fund covers — front teeth and back teeth
If you are among the roughly 90 per cent of people in Germany with statutory health insurance (gesetzliche Krankenversicherung, GKV), this is the part that decides most of the practical choice, so here it is properly.
The principle
The GKV pays for treatment that is “sufficient, appropriate and economical”. For fillings that means: you are entitled to a technically sound restoration of the tooth as a benefit in kind (Sachleistung). You hand over your health insurance card (Gesundheitskarte/eGK), the practice bills the fund, and for a standard filling you pay nothing at the desk. There is no fixed subsidy system for fillings and no treatment and cost plan (Heil- und Kostenplan) to submit — that machinery belongs to crowns and dentures.
Front teeth
Tooth-coloured fillings have been standard care in the visible front teeth for many years. Nothing here has changed, and nothing is charged extra for a normal composite filling in a front tooth.
Back teeth — this is what changed in 2025
Molars and premolars used to be the amalgam teeth: amalgam was standard care, and if you wanted a white filling in a back tooth you paid the difference privately. Since the EU-wide ban on placing amalgam took effect in 2025, that arrangement is history. A tooth-coloured filling is now the standard filling in back teeth as well, and statutory health insurance covers it. In practice: a molar with a cavity gets a white filling, and as a statutory patient you pay nothing for it.
That is a genuinely better deal than the one many long-term residents remember, and it is worth knowing before you agree to anything described as an “upgrade”.
When you do pay extra
Extra costs arise when you choose something beyond standard care. The usual cases:
- a laboratory-made ceramic or gold inlay instead of a direct filling;
- an elaborate multi-layer aesthetic build-up in a visible tooth that goes beyond a normal restoration.
The mechanism is called an extra-cost agreement (Mehrkostenvereinbarung), and three points matter:
1. It must be in writing and signed before treatment. Not afterwards, not verbally. 2. The fund’s share is not lost. The insurance pays what a standard filling would have cost, and that amount is deducted; you pay the difference, not the whole thing. 3. Nobody may make it a condition of treatment. You are always entitled to the standard, covered option. If you decline the upgrade, you still get a proper filling.
Two misunderstandings worth clearing up
The bonus booklet (Bonusheft) raises your fixed subsidy for crowns and dentures. It has no effect on what a filling costs you. Keep it stamped regardless — for future dentures it is worth real money.
The hardship provision (Härtefallregelung) likewise belongs to the denture system, where it lifts the subsidy for people on low incomes. For a standard filling it does not arise, because there is no co-payment to relieve in the first place.
If you have private health insurance (private Krankenversicherung, PKV) or supplementary dental cover (Zahnzusatzversicherung), the logic is different again: treatment is billed under the dentists’ fee schedule (GOZ) and your tariff determines the reimbursement, often in the range of 50 to 90 per cent depending on the policy. Ask your insurer before, not after — and get the practice’s cost estimate in writing.
The whole cost question, including what drives the price of private options, is covered here: What does a filling cost? (EN) and here: Does the statutory fund pay for fillings? (EN).
So which would we suggest?
A rough guide, with the honest caveat that a mouth cannot be assessed through a screen:
A small to medium cavity in any tooth. Direct composite. Covered, one appointment, tooth-preserving, repairable.
A cavity in a visible front tooth. Composite, layered for shade. Where the tooth is badly broken down, a veneer or crown enters the conversation — but that is a different decision.
A large defect in a molar, walls still solid. Composite is defensible and covered. A ceramic inlay wears better and holds its colour longer; whether that is worth the private difference depends on your priorities and how heavily you load the tooth.
A large defect with a thin or missing cusp. Do not fill it. A partial crown, inlay or crown that covers the weakened cusp protects against the fracture that would otherwise turn a restorable tooth into an extraction. Where the line runs: Filling or crown? When each solution makes sense (EN).
A heavy grinder. Bruxism argues for hard-wearing materials — and, more importantly, for a night guard (Knirscherschiene). Without one, the restoration will keep losing.
A cavity at an exposed root surface. Glass ionomer or a hybrid material often serves better here than composite, because the area is hard to keep dry and the fluoride release is useful.
A tooth after root canal treatment. Back teeth in particular are prone to fracture afterwards and are usually better protected by a partial crown or crown than by a large filling.
How the decision is actually made
You should not have to choose blind. In our practice that means: an examination, an X-ray where it is needed, a look under the microscope, and then a plain explanation of what we found, what is covered, what is not, and what each option would mean for that specific tooth. Anything private is quoted in writing before we start, and the covered alternative is always on the table alongside it. If you want to think it over, or get a second opinion, that is entirely reasonable — a filling that can wait a week can wait a week. Instalment payment (Ratenzahlung) is possible for larger private work, subject to a credit decision. How we work day to day: Fillings and caries treatment – service page (EN).
Special cases
Children and teenagers. Baby teeth are restored with materials chosen for speed and fluoride release rather than maximum longevity — the tooth has a limited lifespan by design. Newly erupted permanent molars often benefit more from a sealant and prevention than from a filling; ask about it.
Pregnancy. Fillings can be placed during pregnancy and untreated decay is the greater risk. The second trimester is usually the easiest window. Non-urgent removal of old amalgam is generally deferred.
Allergies and material sensitivities. Documented allergy to a dental material changes the choice, and in some cases makes an otherwise private alternative medically necessary. Bring an allergy passport (Allergiepass) if you have one.
Anxious patients. If fear is what has kept you away, say so when you book. We work with local anaesthetic as standard and offer sedation and laughing gas (Lachgas), and we plan longer appointments rather than rushing.
New to Germany, or your German is limited. This is the article’s most practical point. The one document you may be asked to sign at a dental appointment — the Mehrkostenvereinbarung — is precisely the one you must understand, because it is what converts a covered treatment into a bill. Never sign it without a clear explanation of what the covered alternative would be. We explain options and costs in English before anything is signed, and our team also works in German, Russian, Turkish, Ukrainian, Arabic, Kurdish and French. If you are still searching for a practice on that basis: English-Speaking Dentist in NRW. Patients from Wuppertal, Solingen, Remscheid and the surrounding NRW towns reach us easily; for routine care, nobody should be travelling further than that.
For large defects in heavily loaded back teeth, ceramic is more wear-resistant and holds its colour better over many years. For a small or medium cavity the practical advantage is much smaller, and a well-placed composite filling is entirely appropriate. It is a question of the size of the defect, not of one material being categorically superior.
No. Since the 2025 EU amalgam ban, a tooth-coloured filling is standard care in back teeth, and statutory health insurance covers it. You only pay extra if you choose something beyond that standard, such as a laboratory-made inlay, and only under a written agreement signed in advance.
A written extra-cost agreement between you and the practice, signed before treatment, in which you opt for a service beyond standard care and agree to pay the difference. Your fund still contributes what the standard treatment would have cost. It is voluntary, and declining it does not mean going untreated.
Hard-wearing laboratory-made restorations — ceramic or gold — cope better with high loads, and gold is gentle on the opposing teeth. But the material is the second lever. The first is protecting your teeth at night with a guard, because grinding damages the natural tooth as reliably as it damages the filling.
Tooth-coloured materials avoid mercury and are the standard today, which many patients find reassuring. Composites are based on synthetic resins, and true allergies to them exist, though they are rare. There is no material that is right for everyone; what matters is choosing one that suits the tooth and your medical history.
Only where there is a reason. Replacing an intact, well-sealing filling removes healthy tooth substance and makes the cavity larger, which is why German dental associations do not recommend it as a routine measure. If a filling is leaking, cracked or has decay underneath, that is a different matter: When does a filling need to be replaced? (EN).
“Best” is the wrong question; “best for this tooth, in this mouth, at this size of defect” is the right one. In the great majority of cases the answer in Germany today is a tooth-coloured composite filling — which is both good dentistry and, since 2025, fully covered by statutory health insurance in front and back teeth alike. Reach for a laboratory-made inlay when the defect is large and the tooth is heavily loaded; reach for a crown when there is too little tooth left to fill at all. And whatever is proposed to you, ask one question before you sign anything: what would the covered option be, and why is it not enough here?
Zahnarztpraxis Tsypin · Wuppertal. This article was medically reviewed and is provided for information; it does not replace an examination. Updated August 2026.
